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ServiceAgreement.org

Cooling-Off Check

Three business days to change your mind?

The FTC's Cooling-Off Rule lets you cancel many sales made at your home, workplace or dorm, or at a seller's temporary location, until midnight of the third business day after the sale.3 Answer four questions to see whether it looks likely to apply and the last day to cancel. This is not legal advice; your state may give you more time.

1. Where did you agree to buy?
4. Do any of these apply? The rule's listed exceptions.
Nothing you enter is stored.

Thresholds: $25 or more for a sale at your home, $130 or more at other places away from the seller's permanent business.4 Sales made entirely online, by mail or by phone are not covered.3